FSA/HSA Spending Questions and Answers | Target Optical

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Just enter your personal or plan information below. To look up and apply insurance for a dependent, be sure to use his or her personal or plan information.

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Insurance plans accepted in store and online

We've got you covered! We accept FSA and HSA accounts and most major vision plans on all your eyecare needs, both in store and online!

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Check your eligibility from the list below:

FRAMES Benefits available X Benefits unavailable
LENSES Benefits available X Benefits unavailable
CONTACT LENSES Benefits available X Benefits unavailable
EXAMS Benefits available X Benefits unavailable

For your security, your personal benefit information is only available during your session and will be erased when you close your browser.

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or call our customer care center at 1-877-848-8476

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or call our customer care center at 1-877-848-8476

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Make sure what you entered matches the insurance information on file. For your security, you will have Insurance Not Found Panel to look up your insurance benefits. For help call, 1-877-848-8476

FSA quick answers

What can I purchase with my flex spending dollars (FSA)?

Target Optical accepts FSA/HSA dollars for all prescription eyewear purchases (this includes prescription sunglasses and contact lenses!) and eye exams, as long as your FSA or HSA (health savings account) card is affiliated with a MasterCard, Visa, or AMEX.

If you would like to use your FSA or HSA card to pay for a portion of your purchase and apply the remaining balance to a different card, please call us at 1-877-848-8476, Monday–Friday, 8am - 8pm EST or Saturday-Sunday 9am - 6pm EST. We’re always happy to help you.


If I'm using my FSA to purchase prescription eyewear, do I need to do anything special when I order?

All you need is an up-to-date prescription and your pupillary distance (PD). If you don’t have your PD, you can measure it yourself here.


My FSA funds expire at the end of the year. When should I place my order?

Place your order online by 11:59 p.m. EST, December 30, by phone (call 1-877-848-8476), or in our retail locations by 2:00 p.m. ET on December 31, and you’ll be charged by the end-of-year cutoff. Don’t forget your prescription!


Can I buy prescription sunglasses with my FSA/HSA?

Yes! Shop sunglasses now.


Can I buy contact lenses with my FSA/HSA?

Yes! Shop contacts now.


My prescription has expired or I need an eye exam, now what?

That's easy! Schedule an eye exam at your nearest location, you can even use your FSA dollars.


I still have some questions.

No problem! Give us a call 1-877-848-8476, Monday–Friday, 8am - 8pm EST or Saturday-Sunday 9am - 6pm EST or Chat now. We’ll answer any questions you have, we are happy to help!


* Eye exams available at the independent doctor of optometry at or next to Target Optical. Doctors in some states are employed by Target Optical. In California, Target Optical does not provide eye exams or employ Doctors of Optometry. Eye exams available from self-employed doctors who lease space inside of Target Optical.

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